Product Option Change 2015
From now until 31 December 2014, you can change your Product Option if you need more or less benefits for 2015.
Get a copy of the 2015 Renaissance Product Guide at your nearest Prosperity Health office or view it electronically on the Products tab of the website.
Decide if you should change your Product Option (see below).
If you decide to choose a different Product Option for 2015, please complete and submit an Option Transfer Form by 31 December 2014.
Download and complete the Option Transfer Form
• fax it to 061 222 161
• or deliver it to your nearest Prosperity Health office.
Contact Administrative staff at any Prosperity Health branch for assistance.
Should you change your Product Option?
First, check how much of your benefits you used during the year on our member portal. If you used more than the benefits available to you, you should definitely consider switching to a higher Product Option or consider one of the Renaissance Health Benefit Builders. If you used less than the benefits available to you, consider how much you may need during 2015.
Assess your family’s healthcare needs (lifestyle, ages, the range of medical services needed and medical history). You and / or your family’s use of typical day-to-day benefits such as acute and chronic medicine, as well as factors such as hereditary diseases, could influence your decision.
Your ability to pay for unforeseen, high medical costs out of your pocket or without having to borrow money is an important aspect when choosing your cover.
Also consider the Benefit Builders if you know that you will need a higher benefit level on specific out-of-hospital services. Then calculate what you can afford to pay per month.
Make sure that the medical aid subsidy provided by your employer covers the difference between the contributions of the Product Option you need, and what you can afford.